Three payout routes share one cumulative claim entitlement.

One earnings unit, several claim routes

The Spindle specification meters verified work in USDG. Providers claim USDG to a wallet, then can swap to a Stock Token or fund a virtual card. The available route depends on eligibility, liquidity and the relevant third-party program terms.

Quote a Stock Token swap first

The stock route checks the curated stock list before execution. The claim flow shows a quote and price impact, with minimum-output protection. If price impact is too high, the design suggests a smaller claim or the USDG route rather than hiding the tradeoff.

Fund the card from claimed USDG

The card step spends claimed USDG from your wallet before requesting issuance from the card program. A claim identifier keeps retries idempotent. The backend design credits USDG back if issuance fails, while card details are revealed through the provider-hosted view .

Use one shared entitlement

USDG claims, stock swaps and card funding start from the same claimed balance. This is the mechanism intended to prevent the same work being claimed twice across different routes. Route-specific costs and third-party conditions apply to claims.